Health Insurance and Medical Bill Planning When You are Expecting
You are pregnant, anxious and excited about the new addition to your family. You’ve read all the baby books, are wearing maternity clothes, and took the birthing classes. The baby room is painted and the crib is set. What is left? Let’s spend a minute making sure that what could be a multi-thousand dollar event is handled correctly from a financial standpoint.
By now, we all know that the Senate’s health reform bill passed Congress and was signed into law. Barring any unexpected procedural glitches or lawsuits overturning it, its effects will be felt gradually throughout the next decade. While the politics of this health reform has been fascinating to watch, especially for political junkies, the big question now becomes more personal and relevant:
The average pediatrician charges just over $100 for a single visit for which the pediatrician is paid $70 by the typical insurance company. Here are the tricks that tend to make the most difference in cost: